roofing questions people ask in Austin

Usually yes, if the storm caused functional damage — bruised mats, granule loss exposing the asphalt, or cracked tile. Cosmetic marking alone is often excluded.

On a Replacement Cost Value (RCV) policy the carrier ultimately pays what it costs to replace the roof today, minus your deductible, in two checks — you must complete the work to receive the second.

No. Under Texas House Bill 2102 it is illegal for a contractor to waive, absorb, or rebate your insurance deductible. Any roofer offering to cover your deductible is proposing something unlawful, which is a reliable signal of how they will handle the rest of the job.

Industry guidance generally suggests a professional look after any major storm and periodically as a roof ages, because small flashing and sealant failures are far cheaper to correct before water reaches the decking.

Granules collecting in gutters, shingles that are curling, lifting or missing, daylight visible in the attic, and staining on interior ceilings after rain are all reasons to have a roof looked at.